Ray (Author's Website)

I am a qualified Certified Practising Accountant having passed my final exams way back in 1981. I actually can’t believe that was 28 years ago!! Anyway, I am now in my 50’s and I have been running my own business since May 1983. And before you ask, no, I have never regretted a moment of it!

Part of the membership requirements of my professional body now dictate that I spend quite a lot of time on “CPD” - continuing professional education (one of their better ideas) - and over the last two years I decided to study business growth and marketing.

I have learnt such a lot and that knowledge has radically changed my old “accountants” approach to business. It has made such a difference to the way I work and operate I feel that I just have to pass on this knowledge. It is simply too powerful to hold back!! - but I will try and do it in simple terms rather than expecting you to spend hours, as I had to, working through the difficult language that trainers seem to use to pass on their concepts.

I hope you find the blog a useful resource and interesting place to visit as the months pass. I will do my best to keep up the flow - but if there are any topics you would like me to cover, then please let me know.

Ray Stewart ICPA FCCA MICB CB.Dip PM.Dip

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Business Builder Seminars

Business Builder Seminars

16 May 2013 | By | Add a Comment

For a long time now I have been working on bringing a series of seminars to our local area that would be of use to all local businesses – not just clients. The idea is for a combined seminar/networking/strategic goal setting sessions with maybe a bit of food/coffee thrown in for good measure.

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Recession Busting Tips Report

Recession Busting Tips Report

29 April 2013 | By | Add a Comment

I originally wrote the Recession Busting Tips Report in October 2008 when the recession was still a “credit crunch”. I wanted to give clients some helpful hints in how to survive and maybe even prosper as the economy sank and the public mood sank with it along with jobs, while business bankruptcies and debts started to rocket.

I have often given a copy of this report to new clients as an idea of the sort of help they can expect from me over time and…

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HMRC Delay RTI For Small Business

HMRC Delay RTI For Small Business

21 March 2013 | By | Add a Comment

Yesterday HMRC announced they have “agreed” to delay the introduction of Real Time Information (RTI) for small business employers with less than 50 employees.

HMRC say they recognize that some small employers who pay weekly, or more frequently (?), but who only process their payroll monthly may need longer to adapt to RTI reporting.

So, employers with less than 50 employees will have until the 5th October 2013 before they are required to operate their payrolls in real time but are (generously) allowed to use RTI if they want to.

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Goal Setting For Small Business

Goal Setting For Small Business

1 March 2013 | By | Add a Comment

While there are many businesses that are out there that seem to function only to make it from quarterly report to quarterly report, those businesses that are the most successful are those that start out with a solid business plan and solid business goals before moving forward. Small business should always pay attention to their own goals, as this is what can turn a small business into a giant of the business world and take the owner of that business to unprecedented heights.

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Is Your Payroll Ready For Real Time Information For HMRC?

Is Your Payroll Ready For Real Time Information For HMRC?

18 February 2013 | By | Add a Comment

Is your payroll system ready for the changes being imposed by HMRC in April 2013? Great if you have done your checks and ensured your payroll software fully complies. But if you are still worried…give me a ring on 0800 047 0731 and I am happy to talk you through what is needed and how it will work.

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Do You Still Handle Lots Of Cash?

Do You Still Handle Lots Of Cash?

27 December 2012 | By | Add a Comment

Are you a cash based business such as a Pub, Cafe, hairdresser or Shop? Do you still take your cash up to the Bank yourself or send a member of staff in your stead? Do you argue with your Bank about the charges they demand for counting notes???

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Every Client Will Get This In 2013 – And Beyond | Financial performance review

Every Client Will Get This In 2013 – And Beyond | Financial performance review

24 December 2012 | By | Add a Comment

My plan to help clients grow in 2013 is by providing pro-active support, timely and relevant information, powerful tools to monitor progress towards known goals and a permanent record of all of this in “The Numbers” folder. The following short video gives you a taster of some of these…

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My Commitment To Systematic Giving With B1G1

My Commitment To Systematic Giving With B1G1

14 October 2012 | By | Add a Comment

A number of you already know of my commitment to Accountants Changing the World. Part of that commitment is to make sharing and giving a systematic part of my work to help those less fortunate than us. I have therefore become a partner with Buy 1 Give 1.

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My Commitment To Local Businesses

My Commitment To Local Businesses

7 October 2012 | By | Add a Comment

We are proud to be able to officially call ourselves Accountants Changing The World.

You can find full details here Accountants Changing The World

In simple terms, what that means is that we have signed a formal public commitment document to give business like yours free professional support and advice that will help you to…

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National Minimum Wage Update

National Minimum Wage Update

30 September 2012 | By | Add a Comment

New National Minimum Wage rates apply from the 1st October 2012…

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